Terms and Conditions for Consultancy Services

1. All services offered are for informational and educational purposes only. We do not provide financial, legal, or tax advice.
    
2. Clients remain solely responsible for any investment decisions made before or after using our services.
    
3. We aim to deliver reports and advice based on publicly available and reasonably reliable data. However, we cannot guarantee the accuracy, completeness, or future relevance of any third-party information.
    
4. Turnaround times are indicative and begin once full payment and required property or client information is received.
    
5. Payments are non-refundable once work has commenced unless otherwise agreed in writing.
    
6. Optional add-ons, such as consultation calls, must be scheduled within 14 days of the original service delivery.
    
7. We reserve the right to decline any project or booking that falls outside our scope, expertise, or ethical standards.
    
8. By booking a service, you agree to these terms and confirm you understand that this is not regulated investment advice.